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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,042 | $73,848-21.4% | $143,799-59.6% | $68,486-15.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -15.90% | 0.91%-16.8pp | -0.04%-15.9pp | -7.85%-8.0pp |
| Employer contribution / active EE | $2,183 | $3,184-31.4% | $4,952-55.9% | $2,597-15.9% |
| Participant deferral / active EE | $3,906 | $3,385+15.4% | $5,638-30.7% | $4,028-3.0% |
| Admin fee / account holder | $2,059 | $5,755-64.2% | $14,677-86.0% | $5,404-61.9% |