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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $75,962-10.5% | $154,108-55.9% | $64,173+5.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -3.79% | 30.32%-34.1pp | 735.21%-739.0pp | 7.63%-11.4pp |
| Employer contribution / active EE | $2,213 | $3,350-33.9% | $5,298-58.2% | $2,381-7.1% |
| Participant deferral / active EE | $5,951 | $3,175+87.4% | $5,081+17.1% | $3,470+71.5% |
| Admin fee / account holder | $14,442 | $5,589+158.4% | $13,411+7.7% | $4,887+195.5% |