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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,963 | $211,946-67.0% | $169,452-58.7% | $135,382-48.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -10.90% | 3.26%-14.2pp | 1.83%-12.7pp | 519.77%-530.7pp |
| Employer contribution / active EE | $1,041 | $5,117-79.7% | $4,157-75.0% | $4,779-78.2% |
| Participant deferral / active EE | $24,000 | $6,075+295.0% | $5,277+354.8% | $5,609+327.9% |
| Admin fee / account holder | $889 | $11,472-92.3% | $9,110-90.2% | $10,829-91.8% |