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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,379 | $101,063-82.8% | $81,473-78.7% | $147,586-88.2% |
| Participation rate | 57.1% | 74.5%-17.3pp | 68.0%-10.8pp | 82.8%-25.7pp |
| Annual return | 21.08% | 32.41%-11.3pp | 38.78%-17.7pp | 578.59%-557.5pp |
| Employer contribution / active EE | $1,608 | $3,206-49.8% | $2,568-37.4% | $4,876-67.0% |
| Participant deferral / active EE | $1,986 | $4,242-53.2% | $3,537-43.8% | $5,439-63.5% |
| Admin fee / account holder | $2,372 | $5,812-59.2% | $4,561-48.0% | $10,886-78.2% |