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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,409 | $100,033-64.6% | $149,716-76.3% | $70,124-49.5% |
| Participation rate | 72.0% | 83.6%-11.6pp | 87.1%-15.1pp | 69.5%+2.4pp |
| Annual return | 16.22% | 27.43%-11.2pp | 1501.67%-1485.4pp | 73.14%-56.9pp |
| Employer contribution / active EE | $2,998 | $3,661-18.1% | $5,444-44.9% | $2,342+28.0% |
| Participant deferral / active EE | $5,869 | $4,982+17.8% | $6,568-10.6% | $3,332+76.2% |
| Admin fee / account holder | $12,830 | $8,285+54.9% | $11,282+13.7% | $4,645+176.2% |