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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,560 | $87,834-58.4% | $133,975-72.7% | $62,881-41.9% |
| Participation rate | 62.5% | 83.4%-20.9pp | 87.1%-24.6pp | 69.3%-6.8pp |
| Annual return | 0.00% | 12.05%-12.1pp | 29.29%-29.3pp | 20.14%-20.1pp |
| Employer contribution / active EE | $2,447 | $3,482-29.7% | $5,211-53.1% | $2,281+7.3% |
| Participant deferral / active EE | $5,018 | $4,812+4.3% | $6,282-20.1% | $3,203+56.7% |
| Admin fee / account holder | $5,993 | $5,372+11.6% | $9,324-35.7% | $4,296+39.5% |