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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,776 | $48,364-26.0% | $71,796-50.2% | $62,881-43.1% |
| Participation rate | 84.6% | 60.6%+24.0pp | 69.1%+15.5pp | 69.3%+15.3pp |
| Annual return | 6.33% | 13.16%-6.8pp | 78.04%-71.7pp | 20.14%-13.8pp |
| Employer contribution / active EE | $4,472 | $1,042+329.2% | $1,924+132.4% | $2,281+96.1% |
| Participant deferral / active EE | $5,532 | $2,091+164.5% | $2,794+98.0% | $3,203+72.7% |
| Admin fee / account holder | $1,076 | $3,771-71.5% | $4,815-77.7% | $4,296-75.0% |