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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,860 | $47,479-56.1% | $62,929-66.9% | $82,448-74.7% |
| Participation rate | 27.7% | 66.9%-39.2pp | 73.1%-45.5pp | 68.1%-40.4pp |
| Annual return | 27.80% | 20.34%+7.5pp | 1063.93%-1036.1pp | 41.64%-13.8pp |
| Employer contribution / active EE | $0 | $1,885-100.0% | $2,505-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,726 | $2,870-39.9% | $3,888-55.6% | $4,139-58.3% |
| Admin fee / account holder | $0 | $3,804-100.0% | $5,065-100.0% | $7,234-100.0% |