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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,860 | $55,457-62.4% | $77,361-73.0% | $94,015-77.8% |
| Participation rate | 27.7% | 69.8%-42.2pp | 75.0%-47.3pp | 70.8%-43.2pp |
| Annual return | 27.80% | 15.57%+12.2pp | 1011.54%-983.7pp | 17.84%+10.0pp |
| Employer contribution / active EE | $0 | $2,255-100.0% | $2,990-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,726 | $3,069-43.8% | $3,911-55.9% | $4,249-59.4% |
| Admin fee / account holder | $0 | $4,334-100.0% | $5,894-100.0% | $8,951-100.0% |