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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,986 | $75,959+52.7% | $154,114-24.7% | $64,181+80.7% |
| Participation rate | 65.5% | 70.4%-4.9pp | 83.0%-17.5pp | 69.6%-4.1pp |
| Annual return | -6.00% | 30.32%-36.3pp | 735.16%-741.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,409 | $3,350-57.9% | $5,298-73.4% | $2,381-40.8% |
| Participant deferral / active EE | $5,810 | $3,175+83.0% | $5,081+14.4% | $3,470+67.5% |
| Admin fee / account holder | $19,918 | $5,589+256.4% | $13,411+48.5% | $4,887+307.6% |