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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,234 | $75,959-68.1% | $154,114-84.3% | $64,181-62.2% |
| Participation rate | 50.0% | 70.4%-20.4pp | 83.0%-33.0pp | 69.6%-19.6pp |
| Annual return | -2.93% | 30.32%-33.2pp | 735.16%-738.1pp | 7.63%-10.6pp |
| Employer contribution / active EE | $812 | $3,350-75.8% | $5,298-84.7% | $2,381-65.9% |
| Participant deferral / active EE | $1,630 | $3,175-48.7% | $5,081-67.9% | $3,470-53.0% |
| Admin fee / account holder | $53,301 | $5,589+853.7% | $13,411+297.4% | $4,887+990.6% |