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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,256 | $102,696+25.9% | $86,235+49.9% | $139,487-7.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 19.16% | 1925.91%-1906.8pp | 1170.03%-1150.9pp | 373.84%-354.7pp |
| Employer contribution / active EE | $1,397 | $3,034-54.0% | $2,381-41.3% | $4,755-70.6% |
| Participant deferral / active EE | $4,435 | $4,679-5.2% | $3,987+11.2% | $6,713-33.9% |
| Admin fee / account holder | $260 | $8,667-97.0% | $6,856-96.2% | $11,407-97.7% |