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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,821 | $106,923-4.8% | $84,023+21.2% | $152,909-33.4% |
| Participation rate | 54.5% | 75.3%-20.7pp | 69.0%-14.5pp | 82.5%-27.9pp |
| Annual return | 21.24% | 105.02%-83.8pp | 71.32%-50.1pp | 345.46%-324.2pp |
| Employer contribution / active EE | $1,455 | $2,735-46.8% | $1,984-26.7% | $4,764-69.5% |
| Participant deferral / active EE | $4,402 | $4,013+9.7% | $3,239+35.9% | $5,851-24.8% |
| Admin fee / account holder | $71 | $8,289-99.1% | $6,102-98.8% | $11,601-99.4% |