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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,062 | $72,272+66.1% | $101,264+18.6% | $79,858+50.3% |
| Participation rate | 51.2% | 68.5%-17.3pp | 75.8%-24.6pp | 69.6%-18.5pp |
| Annual return | 13.62% | 22.30%-8.7pp | 46.48%-32.9pp | 31.72%-18.1pp |
| Employer contribution / active EE | $1,849 | $2,692-31.3% | $3,660-49.5% | $2,471-25.2% |
| Participant deferral / active EE | $2,679 | $3,282-18.4% | $4,370-38.7% | $3,740-28.4% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,947-100.0% | $5,306-100.0% |