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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,398 | $211,105+62.2% | $178,449+91.9% | $145,978+134.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.88% | 30.19%-17.3pp | 27.09%-14.2pp | 550.52%-537.6pp |
| Employer contribution / active EE | $19,500 | $4,569+326.8% | $3,951+393.6% | $4,662+318.3% |
| Participant deferral / active EE | $15,625 | $6,959+124.5% | $6,277+148.9% | $6,690+133.6% |
| Admin fee / account holder | $3,197 | $12,017-73.4% | $10,362-69.1% | $13,400-76.1% |