Retirement plan

CASCADE COFFEE,INC. 401(K) SAVINGS PLAN

Name: CASCADE COFFEE, INC. - CASCADE COFFEE,INC. 401(K) SAVINGS PLAN (2017) Form 5500
Creator: CASCADE COFFEE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CASCADE COFFEE,INC. 401(K) SAVINGS PLAN, CASCADE COFFEE, INC.

CASCADE COFFEE, INC.EIN 91-1696054Plan #001PY 2017

1525 75TH STREET SW, #100 - EVERETT, WA 98203425-347-3995cascadecoffee.comLinkedIn51-200 employeesfood & beverages

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$3.8M

+2.3% from 2016

Total participants

131

+22.4% from 2016

Average account balance

$57,935

+19.4% from 2016

Annual return

14.71%

+5.47 pp from 2016

Benchmarks

See 935 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort935 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

43.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$578K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+29.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1466

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TRAUTMANN MAHER & ASSOCIATES2+ years Filed as: TRAUTMANN, MAHER AND ASSOC. Service code 15 · EIN 91-1526584 15130 MAIN STREET · MILL CREEK, WA 98012	Recordkeeping	$20,262
RBC WEALTH MANAGEMENT2+ years Service code 26 · EIN 41-1416330 60 SOUTH 6TH STREET · MINNEAPOLIS, MN 55402	Advisory (Participants)	$10,930

Plan features & details

Pension benefit codes2E2G2J2K2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$31K

$281 / participant

Investment mgmt$11K35.0%
Contract admin$20K65.0%

% of EOY assets

0.816%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK NUBER P.S.
Auditor EIN: 911194016
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,935

$50,385+15.0%

$75,501-23.3%

$62,293-7.0%

Participation rate

41.4%

67.7%-26.3pp

72.4%-30.9pp

69.5%-28.1pp

Annual return

14.71%

19.90%-5.2pp

27.35%-12.6pp

28.90%-14.2pp

Employer contribution / active EE

$896

$1,537-41.7%

$2,352-61.9%

$2,042-56.1%

Participant deferral / active EE

$1,369

$2,445-44.0%

$3,142-56.4%

$3,169-56.8%

Admin fee / account holder

$473

$384+23.0%

$5,801-91.9%

$479-1.4%

Provider

Service type

Compensation

TRAUTMANN MAHER & ASSOCIATES2+ years

Filed as: TRAUTMANN, MAHER AND ASSOC.

Service code 15 · EIN 91-1526584

15130 MAIN STREET · MILL CREEK, WA 98012

Recordkeeping

$20,262

RBC WEALTH MANAGEMENT2+ years

Service code 26 · EIN 41-1416330

60 SOUTH 6TH STREET · MINNEAPOLIS, MN 55402

Advisory (Participants)

$10,930

CASCADE COFFEE,INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CASCADE COFFEE,INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion