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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,994 | $149,778-90.7% | $118,946-88.2% | $158,966-91.2% |
| Participation rate | 76.9% | 82.1%-5.2pp | 75.4%+1.5pp | 82.0%-5.0pp |
| Annual return | 13.51% | 19.95%-6.4pp | 35.89%-22.4pp | 302.95%-289.4pp |
| Employer contribution / active EE | $1,065 | $4,117-74.1% | $3,263-67.4% | $4,762-77.6% |
| Participant deferral / active EE | $1,523 | $5,225-70.8% | $4,266-64.3% | $5,983-74.5% |
| Admin fee / account holder | $3,742 | $8,604-56.5% | $6,581-43.1% | $11,250-66.7% |