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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,984 | $125,797+50.2% | $170,057+11.1% | $75,177+151.4% |
| Participation rate | 46.2% | 83.6%-37.4pp | 87.0%-40.9pp | 67.2%-21.1pp |
| Annual return | 19.13% | 27.20%-8.1pp | 53.42%-34.3pp | 160.75%-141.6pp |
| Employer contribution / active EE | $2,742 | $4,616-40.6% | $6,790-59.6% | $2,671+2.7% |
| Participant deferral / active EE | $5,731 | $6,838-16.2% | $10,411-44.9% | $4,126+38.9% |
| Admin fee / account holder | $1,619 | $8,177-80.2% | $12,826-87.4% | $5,651-71.4% |