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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,005 | $137,414+25.9% | $189,537-8.7% | $85,847+101.5% |
| Participation rate | 47.6% | 84.6%-37.0pp | 87.8%-40.2pp | 69.3%-21.7pp |
| Annual return | 15.34% | 38.14%-22.8pp | 555.34%-540.0pp | 318.61%-303.3pp |
| Employer contribution / active EE | $2,574 | $4,344-40.7% | $6,161-58.2% | $2,565+0.3% |
| Participant deferral / active EE | $4,437 | $6,260-29.1% | $8,220-46.0% | $3,952+12.3% |
| Admin fee / account holder | $2,093 | $8,630-75.7% | $12,048-82.6% | $6,261-66.6% |