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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,509 | $69,012-44.2% | $160,037-75.9% | $68,490-43.8% |
| Participation rate | 76.5% | 65.4%+11.0pp | 78.0%-1.5pp | 67.9%+8.6pp |
| Annual return | -22.81% | -9.65%-13.2pp | 408.95%-431.8pp | -7.85%-15.0pp |
| Employer contribution / active EE | $2,006 | $2,212-9.3% | $4,226-52.5% | $2,597-22.8% |
| Participant deferral / active EE | $4,136 | $4,212-1.8% | $6,184-33.1% | $4,028+2.7% |
| Admin fee / account holder | $1,982 | $4,798-58.7% | $8,716-77.3% | $5,403-63.3% |