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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,584 | $138,102-40.2% | $125,381-34.1% | $134,532-38.6% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -15.84% | 750.73%-766.6pp | 572.31%-588.2pp | 418.27%-434.1pp |
| Employer contribution / active EE | $840 | $5,245-84.0% | $4,815-82.6% | $4,741-82.3% |
| Participant deferral / active EE | $4,028 | $7,801-48.4% | $7,448-45.9% | $6,401-37.1% |
| Admin fee / account holder | $646 | $11,568-94.4% | $10,007-93.5% | $11,429-94.3% |