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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,347 | $88,702-87.2% | $81,780-86.1% | $145,978-92.2% |
| Participation rate | 81.8% | 75.0%+6.8pp | 72.4%+9.5pp | 80.3%+1.5pp |
| Annual return | 24.22% | 1029.12%-1004.9pp | 776.27%-752.0pp | 550.52%-526.3pp |
| Employer contribution / active EE | $2,768 | $3,084-10.3% | $2,914-5.0% | $4,662-40.6% |
| Participant deferral / active EE | $3,803 | $4,645-18.1% | $4,321-12.0% | $6,690-43.1% |
| Admin fee / account holder | $362 | $8,414-95.7% | $7,384-95.1% | $13,400-97.3% |