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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,516 | $106,008+64.6% | $92,240+89.2% | $147,586+18.2% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.5%+8.1pp | 82.8%+1.8pp |
| Annual return | 18.41% | 50.05%-31.6pp | 176.29%-157.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $6,839 | $4,333+57.8% | $3,680+85.9% | $4,876+40.3% |
| Participant deferral / active EE | $5,694 | $4,478+27.2% | $3,897+46.1% | $5,439+4.7% |
| Admin fee / account holder | $11,353 | $6,333+79.3% | $5,194+118.6% | $10,886+4.3% |