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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,672 | $99,994+37.7% | $146,643-6.1% | $85,847+60.4% |
| Participation rate | 61.0% | 73.1%-12.1pp | 80.1%-19.1pp | 69.3%-8.3pp |
| Annual return | 13.19% | 18.93%-5.7pp | 22.75%-9.6pp | 318.61%-305.4pp |
| Employer contribution / active EE | $2,737 | $2,559+7.0% | $4,137-33.8% | $2,565+6.7% |
| Participant deferral / active EE | $5,136 | $4,006+28.2% | $5,506-6.7% | $3,952+29.9% |
| Admin fee / account holder | $81,120 | $7,703+953.1% | $10,280+689.1% | $6,261+1195.7% |