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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,162 | $78,425-2.9% | $95,956-20.6% | $79,858-4.6% |
| Participation rate | 89.3% | 73.5%+15.8pp | 77.1%+12.2pp | 69.6%+19.7pp |
| Annual return | 17.96% | 19.37%-1.4pp | 91.63%-73.7pp | 31.72%-13.8pp |
| Employer contribution / active EE | $1,850 | $1,945-4.9% | $2,541-27.2% | $2,471-25.1% |
| Participant deferral / active EE | $4,127 | $3,440+20.0% | $4,167-0.9% | $3,740+10.4% |
| Admin fee / account holder | $593 | $5,622-89.4% | $6,797-91.3% | $5,306-88.8% |