Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,513 | $60,349-31.2% | $74,184-44.0% | $62,881-34.0% |
| Participation rate | 55.3% | 72.7%-17.5pp | 76.6%-21.4pp | 69.3%-14.0pp |
| Annual return | -1.24% | 21.38%-22.6pp | 17.74%-19.0pp | 20.14%-21.4pp |
| Employer contribution / active EE | $219 | $1,680-87.0% | $2,370-90.8% | $2,281-90.4% |
| Participant deferral / active EE | $2,187 | $2,856-23.4% | $3,550-38.4% | $3,203-31.7% |
| Admin fee / account holder | $5,700 | $4,261+33.8% | $5,586+2.0% | $4,296+32.7% |