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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,104 | $138,078-2.9% | $125,363+7.0% | $134,509-0.3% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -22.61% | 750.49%-773.1pp | 572.15%-594.8pp | 418.13%-440.7pp |
| Employer contribution / active EE | $10,806 | $5,245+106.0% | $4,815+124.4% | $4,741+128.0% |
| Participant deferral / active EE | $9,285 | $7,800+19.0% | $7,447+24.7% | $6,400+45.1% |
| Admin fee / account holder | $17,380 | $11,566+50.3% | $10,005+73.7% | $11,427+52.1% |