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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,659 | $75,962+563.0% | $154,111+226.8% | $64,173+684.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.84% | 30.32%-35.2pp | 735.18%-740.0pp | 7.63%-12.5pp |
| Employer contribution / active EE | $32,585 | $3,350+872.7% | $5,298+515.1% | $2,381+1268.6% |
| Participant deferral / active EE | $17,649 | $3,175+455.9% | $5,081+247.4% | $3,470+408.7% |
| Admin fee / account holder | $8,541 | $5,589+52.8% | $13,411-36.3% | $4,887+74.8% |