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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,839 | $114,119-69.5% | $107,187-67.5% | $138,895-74.9% |
| Participation rate | 57.1% | 78.1%-20.9pp | 75.0%-17.9pp | 79.9%-22.8pp |
| Annual return | 17.21% | 273.21%-256.0pp | 204.55%-187.3pp | 145.39%-128.2pp |
| Employer contribution / active EE | $2,857 | $4,059-29.6% | $3,782-24.5% | $4,194-31.9% |
| Participant deferral / active EE | $3,991 | $5,538-27.9% | $5,096-21.7% | $6,396-37.6% |
| Admin fee / account holder | $2,780 | $10,024-72.3% | $9,162-69.7% | $12,562-77.9% |