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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,913 | $95,601+226.3% | $77,183+304.1% | $139,456+123.7% |
| Participation rate | 88.2% | 74.0%+14.3pp | 69.6%+18.7pp | 80.3%+7.9pp |
| Annual return | 17.76% | 54.96%-37.2pp | 37.89%-20.1pp | 373.45%-355.7pp |
| Employer contribution / active EE | $2,065 | $3,145-34.3% | $2,534-18.5% | $4,753-56.5% |
| Participant deferral / active EE | $5,785 | $4,623+25.1% | $3,833+50.9% | $6,711-13.8% |
| Admin fee / account holder | $5,261 | $8,302-36.6% | $5,475-3.9% | $11,407-53.9% |