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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,698 | $217,432+0.1% | $185,849+17.1% | $167,536+29.9% |
| Participation rate | 92.3% | 86.1%+6.3pp | 81.7%+10.6pp | 82.1%+10.2pp |
| Annual return | 12.06% | 148.42%-136.4pp | 122.10%-110.0pp | 478.82%-466.8pp |
| Employer contribution / active EE | $5,938 | $5,875+1.1% | $5,169+14.9% | $4,839+22.7% |
| Participant deferral / active EE | $4,020 | $6,357-36.8% | $5,569-27.8% | $6,342-36.6% |
| Admin fee / account holder | $12,635 | $19,818-36.2% | $16,244-22.2% | $12,315+2.6% |