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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,627 | $133,983-85.4% | $112,244-82.5% | $134,493-85.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.91% | 47.13%-68.0pp | 27.46%-48.4pp | 418.01%-438.9pp |
| Employer contribution / active EE | $2,237 | $4,039-44.6% | $3,635-38.5% | $4,740-52.8% |
| Participant deferral / active EE | $5,046 | $5,291-4.6% | $4,728+6.7% | $6,400-21.2% |
| Admin fee / account holder | $432 | $7,490-94.2% | $6,411-93.3% | $11,425-96.2% |