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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,738 | $68,398-56.5% | $94,664-68.6% | $75,173-60.4% |
| Participation rate | 64.5% | 76.1%-11.6pp | 80.8%-16.3pp | 67.2%-2.7pp |
| Annual return | 36.48% | 616.72%-580.2pp | 156.84%-120.4pp | 160.72%-124.2pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $8,131 | $6,537+24.4% | $7,417+9.6% | $4,126+97.1% |
| Admin fee / account holder | $232 | $5,324-95.6% | $7,222-96.8% | $5,651-95.9% |