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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,686 | $176,120-71.8% | $159,487-68.8% | $167,553-70.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.79% | 331.95%-325.2pp | 263.71%-256.9pp | 478.89%-472.1pp |
| Employer contribution / active EE | $1,158 | $5,299-78.2% | $4,831-76.0% | $4,840-76.1% |
| Participant deferral / active EE | $322 | $7,752-95.8% | $7,354-95.6% | $6,343-94.9% |
| Admin fee / account holder | $888 | $12,561-92.9% | $10,804-91.8% | $12,316-92.8% |