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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,236 | $157,270-76.3% | $141,173-73.6% | $152,870-75.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 6.62% | 64.33%-57.7pp | 71.40%-64.8pp | 345.34%-338.7pp |
| Employer contribution / active EE | $1,508 | $5,261-71.3% | $4,735-68.2% | $4,763-68.3% |
| Participant deferral / active EE | $994 | $7,110-86.0% | $6,710-85.2% | $5,850-83.0% |
| Admin fee / account holder | $19,963 | $12,121+64.7% | $10,262+94.5% | $11,597+72.1% |