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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,236 | $63,346+154.5% | $92,240+74.8% | $70,126+129.9% |
| Participation rate | 96.8% | 68.7%+28.1pp | 76.5%+20.3pp | 69.5%+27.2pp |
| Annual return | 14.25% | 530.19%-515.9pp | 176.29%-162.0pp | 73.15%-58.9pp |
| Employer contribution / active EE | $3,809 | $2,471+54.1% | $3,680+3.5% | $2,343+62.6% |
| Participant deferral / active EE | $6,332 | $2,854+121.9% | $3,897+62.5% | $3,332+90.1% |
| Admin fee / account holder | $2,364 | $3,841-38.4% | $5,194-54.5% | $4,645-49.1% |