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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,393 | $56,894+152.0% | $84,753+69.2% | $62,881+128.0% |
| Participation rate | 96.7% | 68.5%+28.1pp | 76.6%+20.1pp | 69.3%+27.4pp |
| Annual return | 5.22% | 6.30%-1.1pp | 22.78%-17.6pp | 20.14%-14.9pp |
| Employer contribution / active EE | $3,678 | $2,400+53.3% | $3,574+2.9% | $2,281+61.2% |
| Participant deferral / active EE | $6,340 | $2,709+134.0% | $3,712+70.8% | $3,203+97.9% |
| Admin fee / account holder | $18,875 | $3,581+427.1% | $5,333+253.9% | $4,296+339.4% |