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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,875 | $118,496-34.3% | $98,461-20.9% | $139,466-44.2% |
| Participation rate | 65.0% | 77.5%-12.5pp | 75.2%-10.2pp | 80.3%-15.3pp |
| Annual return | 15.19% | 18.96%-3.8pp | 21.17%-6.0pp | 373.66%-358.5pp |
| Employer contribution / active EE | $932 | $3,611-74.2% | $3,049-69.4% | $4,754-80.4% |
| Participant deferral / active EE | $1,956 | $5,393-63.7% | $4,738-58.7% | $6,712-70.9% |
| Admin fee / account holder | $6,671 | $14,056-52.5% | $8,961-25.5% | $11,409-41.5% |