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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,853 | $67,411-37.9% | $91,004-54.0% | $70,126-40.3% |
| Participation rate | 93.5% | 71.4%+22.2pp | 75.6%+17.9pp | 69.5%+24.0pp |
| Annual return | 0.00% | -40.16%+40.2pp | 4.60%-4.6pp | 73.15%-73.1pp |
| Employer contribution / active EE | $542 | $1,786-69.7% | $2,456-77.9% | $2,343-76.9% |
| Participant deferral / active EE | $1,094 | $2,823-61.2% | $3,548-69.2% | $3,332-67.2% |
| Admin fee / account holder | $460 | $4,236-89.1% | $5,417-91.5% | $4,645-90.1% |