Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,273 | $64,138-23.2% | $112,258-56.1% | $66,930-26.4% |
| Participation rate | 53.9% | 68.5%-14.5pp | 75.1%-21.1pp | 69.8%-15.9pp |
| Annual return | -18.53% | -13.81%-4.7pp | 27.47%-46.0pp | 1.57%-20.1pp |
| Employer contribution / active EE | $2,140 | $3,006-28.8% | $3,636-41.1% | $2,545-15.9% |
| Participant deferral / active EE | $3,926 | $3,694+6.3% | $4,728-17.0% | $4,238-7.4% |
| Admin fee / account holder | $2,874 | $625+359.5% | $6,411-55.2% | $593+384.2% |