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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,515 | $64,324-74.3% | $118,946-86.1% | $79,852-79.3% |
| Participation rate | 30.0% | 64.9%-34.9pp | 75.4%-45.4pp | 69.6%-39.6pp |
| Annual return | 17.18% | 86.45%-69.3pp | 35.89%-18.7pp | 31.72%-14.5pp |
| Employer contribution / active EE | $688 | $1,836-62.6% | $3,263-78.9% | $2,471-72.2% |
| Participant deferral / active EE | $1,338 | $2,824-52.6% | $4,266-68.6% | $3,740-64.2% |
| Admin fee / account holder | $20 | $4,040-99.5% | $6,581-99.7% | $5,306-99.6% |