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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,150 | $95,975-59.2% | $74,552-47.5% | $135,382-71.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -10.20% | 56.96%-67.2pp | 32.53%-42.7pp | 519.77%-530.0pp |
| Employer contribution / active EE | $885 | $2,716-67.4% | $1,961-54.9% | $4,779-81.5% |
| Participant deferral / active EE | $9,524 | $3,844+147.8% | $3,108+206.4% | $5,609+69.8% |
| Admin fee / account holder | $348 | $6,522-94.7% | $5,060-93.1% | $10,829-96.8% |