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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,931 | $93,598-37.0% | $135,974-56.7% | $75,173-21.6% |
| Participation rate | 97.5% | 75.2%+22.3pp | 81.9%+15.6pp | 67.2%+30.3pp |
| Annual return | 11.76% | 30.89%-19.1pp | 68.30%-56.5pp | 160.72%-149.0pp |
| Employer contribution / active EE | $6,353 | $3,538+79.6% | $4,859+30.7% | $2,671+137.9% |
| Participant deferral / active EE | $4,923 | $6,405-23.1% | $7,760-36.6% | $4,126+19.3% |
| Admin fee / account holder | $778 | $6,978-88.8% | $10,767-92.8% | $5,651-86.2% |