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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,605 | $76,551-62.6% | $123,894-76.9% | $62,881-54.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.35% | 18.68%-11.3pp | 47.52%-40.2pp | 20.14%-12.8pp |
| Employer contribution / active EE | $4,943 | $2,882+71.5% | $4,617+7.1% | $2,281+116.7% |
| Participant deferral / active EE | $2,446 | $4,840-49.5% | $5,984-59.1% | $3,203-23.6% |
| Admin fee / account holder | $2,124 | $4,826-56.0% | $8,357-74.6% | $4,296-50.6% |