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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,640 | $95,404-77.3% | $113,397-80.9% | $82,637-73.8% |
| Participation rate | 92.0% | 72.8%+19.2pp | 76.5%+15.5pp | 68.1%+23.9pp |
| Annual return | 76.96% | 19.08%+57.9pp | 23.20%+53.8pp | 53.51%+23.5pp |
| Employer contribution / active EE | $4,163 | $2,307+80.5% | $2,977+39.8% | $2,552+63.1% |
| Participant deferral / active EE | $7,209 | $4,220+70.9% | $5,076+42.0% | $4,126+74.7% |
| Admin fee / account holder | $410 | $9,168-95.5% | $11,957-96.6% | $7,339-94.4% |