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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,344 | $43,075-11.0% | $74,577-48.6% | $62,881-39.0% |
| Participation rate | 17.9% | 58.1%-40.1pp | 68.1%-50.2pp | 69.3%-51.4pp |
| Annual return | 5.68% | 17.50%-11.8pp | 20.47%-14.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $261 | $1,498-82.5% | $2,525-89.7% | $2,281-88.5% |
| Participant deferral / active EE | $339 | $2,389-85.8% | $3,458-90.2% | $3,203-89.4% |
| Admin fee / account holder | $191 | $2,840-93.3% | $4,138-95.4% | $4,296-95.6% |