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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,776 | $98,776+181.2% | $149,745+85.5% | $79,856+247.8% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.5%+3.2pp | 69.6%+16.1pp |
| Annual return | 9.42% | 27.38%-18.0pp | 276.72%-267.3pp | 31.71%-22.3pp |
| Employer contribution / active EE | $2,520 | $3,217-21.7% | $4,646-45.8% | $2,471+2.0% |
| Participant deferral / active EE | $6,284 | $5,681+10.6% | $6,843-8.2% | $3,741+68.0% |
| Admin fee / account holder | $42,280 | $6,053+598.5% | $9,312+354.1% | $5,306+696.8% |