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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,929 | $89,367+192.0% | $141,191+84.8% | $72,975+257.6% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 18.64% | 111.87%-93.2pp | 71.41%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $2,549 | $3,115-18.2% | $4,736-46.2% | $2,440+4.5% |
| Participant deferral / active EE | $6,924 | $5,419+27.8% | $6,710+3.2% | $3,608+91.9% |
| Admin fee / account holder | $21,085 | $5,957+254.0% | $10,264+105.4% | $5,124+311.5% |