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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,845 | $70,684-16.7% | $169,397-65.3% | $75,177-21.7% |
| Participation rate | 58.4% | 64.8%-6.4pp | 77.2%-18.8pp | 67.2%-8.8pp |
| Annual return | 14.93% | 36.38%-21.5pp | 406.23%-391.3pp | 160.75%-145.8pp |
| Employer contribution / active EE | $541 | $2,211-75.5% | $4,013-86.5% | $2,671-79.7% |
| Participant deferral / active EE | $2,812 | $4,310-34.7% | $6,223-54.8% | $4,126-31.8% |
| Admin fee / account holder | $1,561 | $5,404-71.1% | $9,017-82.7% | $5,651-72.4% |