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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,023 | $79,449-24.5% | $189,597-68.3% | $85,851-30.1% |
| Participation rate | 58.3% | 66.0%-7.7pp | 78.4%-20.1pp | 69.3%-11.0pp |
| Annual return | 0.00% | 18.45%-18.4pp | 64.20%-64.2pp | 318.63%-318.6pp |
| Employer contribution / active EE | $580 | $2,081-72.1% | $4,412-86.9% | $2,565-77.4% |
| Participant deferral / active EE | $2,981 | $4,051-26.4% | $6,174-51.7% | $3,952-24.6% |
| Admin fee / account holder | $9,133 | $5,377+69.8% | $9,807-6.9% | $6,261+45.9% |