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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,201 | $75,959-32.6% | $154,114-66.8% | $64,181-20.2% |
| Participation rate | 65.0% | 70.4%-5.4pp | 83.0%-18.0pp | 69.6%-4.6pp |
| Annual return | 24.11% | 30.32%-6.2pp | 735.16%-711.1pp | 7.63%+16.5pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,953 | $3,175+24.5% | $5,081-22.2% | $3,470+13.9% |
| Admin fee / account holder | $584 | $5,589-89.6% | $13,411-95.6% | $4,887-88.1% |